Investments

Too many funds. Too many names. Too much confusion. SEBI’s categorisation changed that—bringing transparency, comparability, and confidence back into mutual funds. Here’s how this reform reshaped the way India invests.

Across decades of investing, a handful of rare market windows can create more wealth than years of steady returns. Most miss them — not for lack of opportunity, but for lack of readiness. This post reveals why these moments matter, how they fit into the market cycle, and what it takes to seize them when they appear.

Rolling returns offer a deeper, more accurate view of investment performance by measuring how a fund performs across all possible timeframes — not just cherry-picked start and end dates. This article explains how rolling returns work, why they matter, and uses the SBI Large & Midcap Fund to show how they reveal consistency, volatility, and long-term value.

Most investors either play it too safe with FDs or too risky with direct stocks—often with poor results. This blog breaks down when to choose direct investing, when to lean on equity mutual funds, and how to combine both in a strategy that’s built for long-term success.

SIP, STP, and SWP are often misunderstood as products. In reality, they’re powerful transaction strategies that help you invest consistently, manage risk, and generate income from your mutual funds. This blog breaks down each method in plain English—and shows you how to use them right.

The foundation of any solid financial plan begins with a clear understanding of what truly matters—your needs—and what’s optional—your wants. In today’s consumer-driven world, this simple distinction can have a huge impact on how well you manage your money, avoid unnecessary debt, and work toward long-term financial goals. This blog breaks it all down with clarity and practical insight.

Explore the Core-Satellite Portfolio strategy tailored for Indian investors. This approach balances long-term growth with tactical flexibility, combining diversified equity investments and time-based debt allocation for a robust financial future. Learn how VR Financial Services can guide you through building and managing your personalized portfolio.

Fixed Deposits feel safe, but they may not always be the smartest choice. This detailed guide compares FDs and Debt Mutual Funds across returns, risk, liquidity, and tax—then breaks it down for individual investors, businesses, and trusts. Learn how to align your financial goals with the right debt fund strategy and take control of your money with clarity.

Understanding equity mutual funds goes beyond chasing returns or picking popular fund houses. This guide gives you a complete framework to evaluate equity funds based on SEBI rules, goal alignment, advisor input, and risk metrics — so you invest with clarity, not confusion.

SEBI’s debt fund categorization brought structure, simplicity, and transparency to a complex segment. This guide explores all 16 debt mutual fund categories under SEBI’s framework, helping you pick the right fund based on maturity, credit quality, and strategy.

Introduction Equity Mutual Funds are one of the most popular investment vehicles in India for individuals seeking capital appreciation...

Mutual funds offer diversification, professional management, and tax benefits. Learn how to invest smartly and grow your wealth efficiently.

Understand the four main asset classes—Equity, Fixed Income, Commodities, and Real Estate—to make smarter investment decisions

Mutual Funds vs ULIPs: Unmasking the hidden costs and revealing the true champion of investments.

Maximize returns with tax harvesting! Strategically sell & rebuy assets to cut taxes, using annual exemptions. Boost your equity portfolio.

India's markets: Trillions in equities, booming derivatives. Debt's strong, RBI-led. Volatile, vital, digital growth fuels change. #IndiaFin

Securities and Exchange Board of India (SEBI) was first established in 1988 as a non-statutory body for regulating the securities market....